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Access to data

Data in SISBON is confidential, and is treated as personal data in accordance with Data Protection Regulations.

Access to data is recorded and monitored, and is only granted to authorised persons by members and other creditors in accordance with the Central Credit Register ACT (the CCRA) who identify themselves by means of a digital certificate issued by a qualified certificate issuer in Slovenia.

Inquiring of data is allowed in the following cases:
  • assessing the borrower’s creditworthiness;
  • assessing the credit risk in connection with credit transactions implementations;
  • undertaking recovery;
  • resolving complaints;
  • auditing;
  • updating data in SISBON system.